Search Results for: seniors real estate

Reverse Mortgage Revisions

HUD is changing the rules for doing reverse mortgages as of March 2, 2015. These anticipated changes are creating a rush by reverse mortgage applicants to get grandfathered in under the old less stringent rules. One of the current requirements for obtaining a reverse mortgage is that applicants must go through counseling with an FHA approved counselor. Because time is running out before the changes take effect, counselors are getting booked up and people are experiencing a difficult time arranging for their counseling session. Reverse mortgage specialist are advising prospects to get their counseling done ASAP. If you decide to get a reverse mortgage, then you will have a much better chance to get in before the deadline. The counseling certificate is good for 6 months.

If you are considering using a purchase reverse mortgage to buy a home in Ocean Hills Country Club, I can put you in touch with a reverse mortgage specialist. Just contact me, Gary Harmon, your Seniors Real Estate Specialist.
Contact Gary Harmon

Reverse Mortgage Down Payment Required

If you are considering buying an Ocean Hills home using a reverse mortgage, you may want to know how much down-payment is required.  The answer isn’t always simple and depends on your age or the age of your spouse, whichever is younger.  See table below.

Approximate down payment based on age.

HEMC Reverse Mortgage Chart

HECM for purchase financing can make it easier and more affordable for Ocean Hills Country Club buyers 62 and older.  They can buy an Ocean Hills home that better fits their lifestyle, without ever having to make a monthly mortgage payment.  The chart above shows hypothetical  examples of the down payment required with this type of mortgage option.

If you have ever considered a reverse mortgage, I have several different lenders that I could refer to you that are knowledgeable in the area.

Contact Gary Harmon, your Seniors Real Estate Specialist.

Ocean Hills Mission Statement

For Sale Amenities Information Floor Plans
If you are considering moving to Ocean Hills Country Club, you should know their mission statement.  Review the Ocean Hills Mission Statement below the photo and if it matches your lifestyle goals, contact Gary Harmon for your personal tour.

Steps in buying a home in Ocean Hills Country Club

Putting Green – Photo by Gary Harmon

Ocean Hills Country Club is an age-restricted homeowners association with facilities to complement and enhance an active livestyle.  The mission of OHCC through its Board of Directiors is to:

  • Protect and  Preserve assets
  • Enhance property values
  • Promote safe and harmonious living
  • Facilitate use and enjoyment of the property

This will be accomplished by the following:

  • Respecting and treating members fairly
  • Enforcing the governing documents
  • Communicating Board efforts and actions to members
  • Making informed decisions for the common benefit of the owners

If you are thinking of moving to Ocean Hills Country Club,  contact Gary Harmon, your Seniors Real Estate Specialist.   Ocean Hills Country Club is a 24/7 gated community. You will need a Ocean Hills Realtor escort to get inside.  Gary will be happy to meet you outside the gate and take you inside as his guest.  He will show you what is available as well as to introduce you to the great Ocean Hills amenities.

Sellers

Sell Your Home Faster and for More Money

List your home on the website that attracts more Ocean Hills Buyers?

Buyers usually start their search for a home using a “Google Search.”  Give it a try.  First, go to www.google.com Next, type a related search term in the “Google search box.” Terms important to Ocean Hills Country Club would be as follows: ocean hills, ocean hills country club, ocean hills homes,  ocean hills country club homes, ocean hills homes for sale, ocean hills listings, ocean hills open houses, ocean hills floor plans, etc.   Buyers click on websites that they find at the top of the Google search results.  (Very few people ever go to the second page when looking for homes.)  Gary Harmon’s website, https.www.OceanHillsHomes.com, is consistently first and found in more Ocean Hills Country Club real estate searches than any other websites. 

Five Star Award

Eight Years Straight!

Ocean Hills Country Club Sellers should plan to price their homes competitively with other OHCC homes sellers.   Gary Harmon has personally toured over 90% of all homes sold in Ocean Hills in the last 7 years so he has the knowledge to price your home for the most successful sale.  Call Gary for a competitive market analysis today.  

Maximize the Chance of Selling Your Home in the Ocean Hills Country Club, list with Gary Harmon of Carrington Real Estate.   Gary is a Seniors Real Estate Specialist and has over 26 years of successfully serving San Diego home buyers and sellers.

Today’s Current Inventory of Ocean Hills Homes for Sale


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Villages

Ocean Hills Country Club is the premier senior retirement community of 1632 homes is located on 350 acres in Oceanside, CA.  It is on the south side of Highway 78 off Cannon sandwiched between Carlsbad and Vista.  Most people might think it is in Carlsbad.  It is about 4 miles in from the Pacific Ocean so the temperatures are moderate.  It is far enough inland and high on a hill so it has over 300 days of sunshine.  The Architecture is inspired by Aegean hill towns and Mediterranean Sea villages.  The eight villages are listed below.   Each phase that was built was referred to as a “Village,” a separate Ocean Hills homeowners association was formed for each village.  The common area properties in Ocean Hills Country Club are governed by a separate association and also by the master Ocean Hills Country Club Homeowners Association.

Ocean Hills Villages

Number of Homes

Street Names

Approximate 2021/2022  HOA Dues

Original Sales Dates

Corfu 

   354

Adra 32, Denia 12, Keos 10, Aegina 22, Caesena 31, Milos18

$586

12/1986 to 12/1989

Corinthia 51, Alicante 79, Lorca 8
Santorini 34, Icaria 12, Siros 12
Cyrus

24

Cyrus   24

$597

Hydra

121

Lamia 43, Lerkas 28

$600

2/1990 to 1992

Tylos 10, Poseidon 29
Majorca  

309

Galicia 42,  Majorca 52

$555

Cordoba 135,  Zamora 21
Barcelona 59
Mykonos

334

Arcadia 78, Agora 36

$564

3/1985 to 6/1987

Lemnos 22, Aeoli 8
Collinos 40, Melitus 40
Athos 22, Glacia 88
Portofino

234

Piros 27, Patmos 31

$525

9/1996 to 12/1998

Malea 11, Dassia 73
Thebes 31, Demeter 28
Lindos 23, Zenos 10
Santorini

104

Rhodes 32, Kalamis 34

$568

9/1988 to12/1989

Delos 38
Zante

153

Tilos  20, Pindar 39

$581

3/1989 to 12/1990

Andros 62, Marathon 32
Total

1633

Contact Gary Harmon today.

All original content by Gary Harmon, your Seniors Real Estate Specialist.

Why Gary

Ocean Hills Homes Top Buyer’s Agent

If you are thinking of buying in Ocean Hills Country Club, you should be working with Ocean Hills Homes top buyer’s agent, Gary Harmon.   Gary has closed more than 100 Ocean Hills sales representing the interest of Senior buyers.  Gary is a designated Seniors Real Estate Specialist who specializes in helping over 55 buyers find the right home.

Seniors Real Estate Specialist understand you specific needs.

Benefits of working with an Ocean Hills Homes buyer’s agent:  Save time and money!

“I see hundreds of Ocean Hills homes for sale so you don’t have to!”   As a top Ocean Hills buyer’s agent, it is my goal to see everything as it comes on the market.  This allows me to focus on your needs without dragging you around to homes for sale that waste your time.

Being an Ocean Hills Homes buyers agent lets me focus on saving you money as well as time.  Listing agents of Ocean Hills Country Club homes for sale will always put the needs of their listing clients first.  That is why you need a buyer’s agent to represent only your needs.   I pledge to get you the lowest price possible in the purchase of your next Ocean Hills home.  Years of experience in representing Ocean Hills buyers allows me to know which things are great deals and which homes should just be skipped.   Save time and money, contact Gary Harmon, your top Ocean Hills Homes buyer’s agent today.

The home buying process follows an exciting but often challenging road.  Gary can help you steer clear of obstacles, ride out the bumps, and reach your destination. Gary Harmon would be glad to meet you outside the front gate and escort you inside as his guest.  Gary will show you what is available as well as to introduce you to the great Ocean Hills homes amenities.   Contact Gary Harmon for your personal tour.

Frequently Ask Questions

Many of your questions can be answered by going to the following useful links.

When you are looking at Ocean Hills homes and have questions, please just ask.  Below is a list of frequently asked questions that other prospective Ocean Hills Country Club buyers posed:

  • How did the Ocean Hills Country Club start?  Read Ocean Hills History.
  • How much are the Ocean Hills HOA Assessments – Fees? See Ocean Hills HOA Fees
  • What does my Ocean Hills HOA assessment cover?    Roof Maintenance (roofs are red tile), exterior house painting (white of course),  landscaping of common and front village areas, watering, irrigation systems, security system, basic channels of cable tv, large clubhouse, lush golf course, sparkeling pool, spa, tennis, paddle tennis, bocce, croquet, newsletters, and free movies.
  • What are the assessments in OHCC?  Click to see current Ocean Hills Country Club HOA assessments.
  • Are dogs allowed in Ocean Hills Country Club?  Yes, when your dog is taken off your property it must be on a leash of not longer than 6′.  Ocean Hills home owners must always clean up after their pets.  Dogs are not allowed in the clubhouse, on the golf course, pool area, tennis courts, or other recreational areas.
  • Is there a special place for dogs?  Yes, dog and dog owners are encouraged to Kanine Campus
  • Is th Ocean Hills Country Club gated?  Yes Ocean Hills has a front and a rear gate.  The front gate is a guarded gate.   Non residents must enter OHCC through the front gate, the Cannon Road entrance.  Residence may also use the rear gate, Shadowridge Drive.  See Access & Security.
  • What other security systems are in place?   Each home contains an alarm system that reports police, fire, and medical emergencies to a central monitoring facility operated by the Association.  There is also patrol services 24 hours a day.
  • Can you keep an RV in Ocean Hills Leisure Village?  Yes, but it must be in the designated RV storage lot.
  • What about loud noise?   No loud noises or other nuisances that is offensive to another homeowner or resident is allowed.  Many people buy Ocean Hills homes because it is a quite, peaceful neighborhood.
  • Are there any special rules for children?  Anyone under the age of 14 is considered a child.   All children must be accompanied and supervised by an adult at all times while in Ocean Hills Country Club.   No roller blades, skateboards, or similar items are allwoed anywhere on OHCC property. Can bicycles be ridden on the streets in OHCC?  Yes, but you must wear a helment if under 18.  Read Start Here.
  • Who are considered as guest?  Anyone who is not a resident in OHCC is considered a guest.  Guest must follow the same rules that apply to homeowners.
  • Are there special rules for Ocean Hills Country Club real estate sales?  Yes, anyone wanting to see a Ocean Hills homes for sale  must be accompanied by a Realtor or a homeowner while inside OHCC.  Gary Harmon is a “Senior Real Estate Specialist.”
  • Are Ocean Hills real estate for sale signs allowed when selling your home?  Yes, you may have a for sale sign in r front of your Ocean Hills property.  The sign cannot exceed 18″ x 30″ and not over 4′ tall.
  • Are you allowed to rent your OHCC home?  Yes, and any renter is expect to follow all the rules that applied to the owner.  Renters have the same rights to use the ammenities and facilities as the owner.  Owners are always responsible for any problems that renters may cause relating to association rules.
  • Can you live in Ocean Hills Country Club if you are younger than 55?   Every person residing in an Ocean Hills  home must either be 55 years of age or older, a spouse, cohabitant, or other qualifying resident.
  • Can someone younger that 55 stay in the Ocean Hills community?  Yes, visitors can stay a maximum  of 90 days (whether consecutive or non-consecutive) in any calender year.
  • Who is the management company?   Ocean Hills Country Club homes are managed by Professional Community Management (PCM) a well known company in Southern California.

If you have other questions about Ocean Hills Country Club,  please send them to us in an email.  We will get the answers and add them to our list of FAQ’s.  Chances are, if you had the question, other have the same question.   Contact Gary Harmon today. 

All original content by Gary Harmon, your Seniors Real Estate Specialist.

Contact Gary Harmon, your top Ocean Hills real estate agent.

 

Information

For Sale  Amenities  Activities  Floor Plans

Knowledge You Need

  • Start Tour – Provides buyers a quick overview plus current listings of Ocean Hills Homes
  • Photos &Video – Displays pages with Ocean Hills photos and great YouTube video
  • Information – Great info such as directions, history, health care, shopping, etc
  • Amenities – Gives details about the spectacular amenities in Ocean Hills Country Club
  • Rules – Provides information about enjoying and using OHCC.
  • HOA Fees – Gives current Homeowner Association fees by area
  • Floor Plans – Shows all models and floorplans available in Ocean Hills home
  • Other 55+ – List other San Diego North County over 55 (55+) comunities
  • Contact – How to reach Gary Harmon to get more info or your personal tour of OHCC
  • For Sale – Shows current real estate listings of Ocean Hills homes for sale
  • Utilities and Useful Phone Numbers – List of services for Ocean Hills
  • How to buy– Steps needed to buy an Ocean Hills Country Club home.
Ocean Hills Country Club Entry

Ocean Hills Country Club Entry

Contact Gary Harmon today for Ocean Hills Country Club information.

All original content by Gary Harmon, your Seniors Real Estate Specialist.

Ocean Hills Homes for Sale

For your personal tour of Ocean Hills homes for sale, contact Gary Harmon.   Your buyer’s tour includes an introduction to the great Ocean Hills amenities and currently available homes for sale.   
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All original content by Gary Harmon, Seniors Real Estate Specialist.

Find out how to buy Ocean Hills Country Club homes for sale.

5 Star Agent Review

Dear Gary,
Thank you so very much for being our Realtor.  We are very grateful for you and your extensive knowledge of Ocean Hills Country Club.  We appreciate how honest you were with every open house.  All your pros and cons of the properties were so very helpful.  
Because of your expertise we were able to purchase a great property, thankful again for your knowledge.  We know it was a difficult market and we are very grateful for your help.  You are a fantastic Realtor and we will always refer you to anyone who is looking for a Realtor.
Thank you for everything.
Barbara and Quincy

Gary constantly strives to help seniors find the best home in Ocean Hills Country Club that meets their retirement needs. This type of service is what constantly earns Gary the Five Star Real Estate Agent Award, year after year.

Five Star Award
Five Star Winner since 2014