Ocean Hills Listings

Below are “all” Ocean Hills listings that are currently available.  All listings, all Realtors, all the time.  


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For your personal tour of Ocean Hills listings and to see the great Ocean Hills amenities , contact Gary Harmon.  Call or text 760-745-1220. All original content by Gary Harmon, Seniors Real Estate Specialist.

Ocean Hills Homes Mobile Friendly

In order to give active clients the best possible experience when considering weather to buy an Ocean Hills home,  this Ocean Hills homes website has been designed to work equally well on a cell phone or tablet.  In fact, if you compare it to all other Ocean Hills sites, none even come close.

Mobile Friendly Ocean HIlls site.

Don’t take my word for it, get out your phone, tap your google microphone and say “Ocean Hills Homes.”
OceanHillsHomes.com will pop  up right at the top.  Just select and your started.  Tap the green for sale button  For Sale and your there.  You are now looking at all listings by all agents in Ocean Hills Country Club.  Please take Ocean Hills mobile friendly site, OceanHillsHomes.com for a test drive.  You will love it.  Best of all, you will have all of the new Ocean Hills Country Club homes for sale “right in your pocket.”

 Call, text, or email Gary Harmon “today” for your free tour or Ocean Hills homes.

 

 

Athena Floor Plan

Schedule your tour to see any Ocean Hills floor plans by using the contact info below.  This website contains all Ocean Hills attached homes and all Ocean Hills detached homes floor plans.  Below is an example of the Athena plan.  You can see information about all floor plans or just go to specific floorplans.

Athena Floor Plan

Athena Floor Plan

The Athena floor plan or Athena model is a great one story or single story floor plan in Ocean Hills Country Club. There are usually Athena models available for tour.

The Athena floor plan gives you considerably more room than the smaller Palma and Delphi floor plans.  If you would like to see a Athena model home or other Ocean Hills homes, please contact Gary Harmon for your free, personal tour.

Ocean Hills Referral

Would like to share this letter that I just received from a satisfied Ocean Hills Country Club buyer.

“Dear Gary,

Buying and closing on a house at Christmas/end-of-year, requires patience, quick thinking, and most of all, a through dedication to keeping all the players on the same page.

Everyone was distracted, except you. Many thanks for a job well done!  You are a superstar and deserve 5+ stars.

Warm regards,

Robert Sage”

I always try to provide service that is above and beyond my clients expectations.  If  you would like to experience that type of service for yourself, please call me at 760-745-1220.  You will find that I am a Realtor that promptly answers all phone calls.

For your free tour of Ocean Hills Country Club, call Five Star Award Winner, Gary Harmon, your Seniors Real Estate Specialist.  Then, just “pencil me in.”

Carrington Pen

What does Notarized Actually Mean?

Notarized Documents

When you get a document that has been notarized, what does it actually mean?  It only means that the notary completing the certificate verifies only the identity of the individual who signed.  They do not verify the validity of the document to which it is attached.

When buying Ocean Hills real estate, you need an expert to help  you navigate the maze of complex documents.  Gary Harmon is a Seniors Real Estate Specialist and will use his 25 years of experience to make sure every step of your transaction is done in the right way.

 

Reverse Mortgage Revisions

HUD is changing the rules for doing reverse mortgages as of March 2, 2015. These anticipated changes are creating a rush by reverse mortgage applicants to get grandfathered in under the old less stringent rules. One of the current requirements for obtaining a reverse mortgage is that applicants must go through counseling with an FHA approved counselor. Because time is running out before the changes take effect, counselors are getting booked up and people are experiencing a difficult time arranging for their counseling session. Reverse mortgage specialist are advising prospects to get their counseling done ASAP. If you decide to get a reverse mortgage, then you will have a much better chance to get in before the deadline. The counseling certificate is good for 6 months.

If you are considering using a purchase reverse mortgage to buy a home in Ocean Hills Country Club, I can put you in touch with a reverse mortgage specialist. Just contact me, Gary Harmon, your Seniors Real Estate Specialist.
Contact Gary Harmon

Who is Carrington?

Carrington Real Estate Services is the new kid on the block in San Diego North County.  Carrington took over the physical locations of many of the Real Living Lifestyle offices in San Diego North County  including Carlsbad and Escondido.

Nationwide, Carrington Real Estate is a full service brokerage in 22 states with over 1500 sales associates.  “Born in the midst of the real estate downturn, we started out as a company focused on the distressed market, but quickly maximized that experience to become one of the most successful institutional and retail real estate brokerages in the nation.”

Carrington Real Estate Services is one of the 18 companies under the Carrington Holding Company, LLC.  Together, these businesses cover virtually every aspect of the single family residential real estate transaction.  Gary Harmon is now proud to be part of the Carrington family.

 

Contact Gary Harmon

Reverse Mortgage Down Payment Required

If you are considering buying an Ocean Hills home using a reverse mortgage, you may want to know how much down-payment is required.  The answer isn’t always simple and depends on your age or the age of your spouse, whichever is younger.  See table below.

Approximate down payment based on age.

HEMC Reverse Mortgage Chart

HECM for purchase financing can make it easier and more affordable for Ocean Hills Country Club buyers 62 and older.  They can buy an Ocean Hills home that better fits their lifestyle, without ever having to make a monthly mortgage payment.  The chart above shows hypothetical  examples of the down payment required with this type of mortgage option.

If you have ever considered a reverse mortgage, I have several different lenders that I could refer to you that are knowledgeable in the area.

Contact Gary Harmon, your Seniors Real Estate Specialist.

Number One Reason People Don’t Move to Ocean Hills

The number one reason why many people don’t move to Ocean Hills may not be what you think.  See answer below…

Ocean Hills HOA is always thinking of more ways to save homeowners money.

Photo by Gary Harmon

You may think it is because of the high Ocean Hills Country Club homeowners fees. NO!  When you consider what you get for your monthly fee, OHCC homeowners due may actually be a bargain.   If you live outside of Ocean Hills, you probably have a larger yard.  Counting your water cost and the cost of a gardener, cost of your alarm system, and cost of basic cable, you probably are already paying more than Ocean Hills assessments and getting far less.

Maybe you think residents in Ocean Hills are too old and that you may not fit in. No!   Residents in Ocean Hills Country Club are very active.  There are clubs and activities for all age levels.  People tend to make friends with others in Ocean Hills with similar interest and abilities.

The number one reason that people don’t move to Ocean Hills is, “People cannot get their existing home sold for the price they are asking.”  ”  You can’t ask too much for your home and then try to buy an Ocean Hills home cheaply.  It never works in Ocean Hills and seldom works in other communities.  Ask a fair price and expect to pay a fair price.  I haven’t seen the home you currently have for sale, but it the market is good and your home isn’t selling, your home is over priced.  Don’t believe me, adjust your price downward and it will soon be sold.

Good luck in selling your existing home.  And if you can go by my many Ocean Hills buyers, buying in Ocean Hills is definitely worth it.

Five Star Award

Five Star Professional conducted research to determine the real estate agents in the San Diego area who provide quality services to their clients. Now San Diego Magazine and Five Star Professional have teamed up to announce the winners in a special advertising section of the magazine’s March 2014 edition.   San Diego buyers participated in research that resulted in Gary Harmon’s selection as a Five Star Real Estate Agent for the fourth year in a row.

Five Star Award

Awarded Four Straight Years

How was Gary Harmon selected?

Five Star Professional relied on nominations received by consumers to identify award candidates. Our research team contacted consumers like Ocean Hills Homes customers, in the San Diego area and asked if they had experience working with a real estate agent. Consumers who agreed to participate in the survey provided the name of the real estate agent and rated that individual according to key criteria such as integrity, negotiation and closing preparation.

Surveys were sent to San Diego area residents who recently purchased a home over $150,000 (more than 20,800 households) within an 8-month period (September 2012 to May 2013).

Award candidates were evaluated against five objective criteria such as a qualifying client satisfaction rating and a favorable regulatory and complaint history. The resulting list of 2014 Five Star Real Estate Agents is a select group, representing less than 7% of the real estate agents in the San Diego area.

As a Five Star award winner, Gary Harmon was listed in the special advertising section of the March 2014 issue of San Diego Magazine and on the Five Star Professional website.

You can get the same personal service that made Gary Harmon a Five Star Award Winner.  Contact Gary Harmon, for your best move ever.

Gary is part of the Hadley Home Team at Real Living Lifestyles.  The Sandi Hadley Team ranks third in # of units sold in Real Living Lifestyle.